Mobicred is a simple and convenient credit facility that allows you to safely shop online or in store with The Bed Site and repay the amount over 12 months.

You can apply directly via The Bed Site homepage and click on the MOBICRED tab.

You need to have a valid South African ID number, be at least 18 years of age, earn a minimum monthly salary of R5500, have an existing valid bank account, a valid email address and a RICA’d mobile number. You will need to submit 3 months most recent bank statements or payslips.

Your MOBICRED application will be processed in 1 business day once all required documents have been submitted.

The interest rate charged is 20.75% per annum & in accordance with the interest rate permissible by the National Credit Act.

The interest rate on your account is an annual variable rate linked to the Repo Rate and will change in accordance with changes made by the South African Reserve Bank.

Approval of your application is subject to Mobicred’s credit risk & affordability criteria, and in accordance with the National Credit Act responsible lending principles.

The monthly repayment amount displayed on each product is only an estimation and excludes any MOBICRED initiation fees and  MOBICRED monthly service fees. These fees will be confirmed once you have opened your account with Mobicred.

Once your MOBICRED account is active you can return to The Bed Site and add the item or items to your cart and select MOBICRED on your checkout.A one time pin will be sent to your cellphone to confirm your purchase.

The Bed Site will then contact you and arrange for the delivery.

Monthly instalments, as reflected in the Mobicred statement, will be deducted via Debit Order and your statement will be sent to you via email.