LayUp Laybuy

What is LayUp?

LayUp is a digital recurring payment solution that lets you pay for goods and services on a weekly or monthly basis. Our offerings include Lay-Bys, Subscriptions and Recurring Billing.
LayUp does not charge you interest or do credit checks. Starting a payment plan is easy, with instant approval and the ability to pay over time through simple, smart instalments with no risk.

How does Lay-By with LayUp work?

Select LayUp at checkout or at the point of sale and configure your payment plan. This can be split into weekly or monthly instalments to be paid on any day that you choose. Enter your details to sign up. Once you’ve signed up, you will activate your Lay-By by paying a deposit via card, cash or instant EFT. Pay online from anywhere through your own dashboard. We’ll send timely notifications so that you stay on track. Payments are flexible which means that you can pay up sooner to receive your item ahead of the original set date. You will receive your purchase once your payment plan is complete.

How does using LayUp benefit me?

From an end-user perspective, some of the benefits include:

  • Secure your goods now without having to pay in full.
  • Paying in instalments makes purchasing more flexible with no added upfront transaction costs.
  • Instalments are interest-free and can be made on a weekly or monthly basis.
  • No credit checks or extensive personal information is required.

LayUp says it’s interest-free, is that possible?

Yes, it is possible! The system that LayUp has created allows you the ability to secure your purchase without having to pay the full amount upfront. You will never be charged more for the item or service than what you set out to pay.

How long does it take to receive my goods or order?

You will always be required to pay in full before receiving the goods or services. Once your payment plan is complete, the merchant will release the goods or services to you. Please contact for merchant related queries and one of our expert account managers will get in touch.

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