MoreTyme

Things like interest and Smart Shopper points aren’t affected by your MoreTyme transactions.

You can buy things with MoreTyme online or in-store, depending on the partner retailer in question. All you need is the TymeBank app.

Shopping online
If you’re shopping online on your desktop pc, checkout and choose MoreTyme as your payment option. Then follow the on screen instructions. You can also start shopping online directly from the MoreTyme section of your TymeBank app.

Shopping at a store
Take your phone with you to the shops and when it’s time to pay, tap “Pay” in the MoreTyme section of your TymeBank app. Depending on the type of till you’re at, you’ll either scan a barcode or show a QR code to the teller.

Online or in-store, as long as you have enough available to spend, the 1st payment will happen instantly and the goods are yours to take home. Your next 2 payments come off your account after 30 days and 60 days respectively.

Whether or not you qualify depends on two main things:

1. How well we know you as a TymeBank customer
The more you use your TymeBank EveryDay account, the better chance you have of qualifying.

2. Your credit record
The better your credit record, the more chance you have of qualifying for MoreTyme.

No. Your 2nd and 3rd MoreTyme payments will come off your EveryDay account automatically when they are due (30 days and 60 days later respectively).

If you miss the second payment, it will come off your account as soon as your balance is high enough.

All you need is the TymeBank app on your phone with a biometrically-verified TymeBank profile. When you open the app, look for MoreTyme. From there it only takes one tap to apply and activate MoreTyme with an instant answer.

Note: If your TymeBank account isn’t biometrically-verified, you can easily upgrade in the TymeBank app with a quick selfie check, or at a TymeBank Kiosk by scanning your fingerprints. It’s completely free.

You don’t have to apply for a higher limit. Your MoreTyme limit can change frequently and automatically based on your banking behaviour and how well we know you. Here’s some tips to increase it:

1. Move your salary to your TymeBank account

2. Add more money to your Goalsave(s)

3. Use your TymeBank account more often

You’re not charged any fees or interest for using MoreTyme. MoreTyme gives you the opportunity to pay things off over 60 days without paying more than the original purchase price.

However, there is a late payment fee of R65 and 2% interest charged on the total value of the purchase, if you fail to make a payment by the payment due date

You can buy things with MoreTyme online or in-store, depending on the partner retailer in question. All you need is the TymeBank app.

Shopping online
If you’re shopping online on your desktop pc, checkout and choose MoreTyme as your payment option. Then follow the on screen instructions. You can also start shopping online directly from the MoreTyme section of your TymeBank app.

Shopping at a store
Take your phone with you to the shops and when it’s time to pay, tap “Pay” in the MoreTyme section of your TymeBank app. Depending on the type of till you’re at, you’ll either scan a barcode or show a QR code to the teller.

Online or in-store, as long as you have enough available to spend, the 1st payment will happen instantly and the goods are yours to take home. Your next 2 payments come off your account after 30 days and 60 days respectively.

At over 3000 stores and counting!

Log in on your TymeBank app and go to your MoreTyme dashboard to see an up-to-date listing of places where you can use MoreTyme, online or in-store.

eturns are subject to the store’s return policy. Please get in touch with the retailer if there is something wrong with the goods you purchased. Once a refund has been processed by the retailer, it will come through to us and we will make the appropriate adjustment to your MoreTyme payment plan.

Yes. When you open MoreTyme, you’ll see an amount at the top of the screen – that amount tells you how much you can spend at any given time, irrespective of whether you have an active purchase or not.

You don’t need to worry about that. The payments will automatically come off your TymeBank EveryDay account on the due dates.

The first payment (a third of the purchase price) happens immediately as you buy it at the till point. Your next two payments of a third of the purchase price each will be automatically deducted after 30 days and then again 60 days after the day of purchase. As long as there’s enough in your account to cover the payments on the due dates, you won’t pay a cent more than the original purchase price.

Here is an example of a MoreTyme purchase valued at R3 000

That’s the best part: you take it home straight straight away.

Unlike a lay-by, there’s no waiting. You get to enjoy what you’ve bought while you’re paying it off.

MoreTyme allows you to spend three times as much as you have in your TymeBank account, up to a certain point. That point is your MoreTyme limit.

TymeBank has partnered with various stores where you can pay for items using MoreTyme through your TymeBank app. Your purchase is split into three equal payments: 1/3 upfront, 1/3 after 30 days and the last 1/3 after 60 days.

MoreTyme is an exciting new payment method from TymeBank. It gives you more time to pay things off with no interest or fees!

There’s no activation fee and no monthly fee either so you never have to pay more than the original purchase price of the item(s) you buy.