Pay Just Now

• First payment: A third of the total cost is paid at the time of purchase. 
• Second payment: The second installment is automatically debited at the start of the next month. 
• Third payment: The final installment is debited one month after the second payment

What you’ll need:

The pay date you enter will be your instalment date going forward.

We need to verify that you are legally allowed to enter into a contract with us. Remember, we’re all about helping you spend (and save) more efficiently.

Yes.We mean it! If you pay on time, you’ll pay no extra fees.

You’ll be set a spend limit based on your profile at sign-up. This spend limit is customised to each shopper and may increase over time.

In today’s world, our privacy is increasingly under threat and there are associated risks to this. This is one of the reasons we request your location.

Allowing us to know your location when transacting enables us to mitigate any risk of fraudulent activity on your account. The added benefit of a decreased risk profile is that your available spend with us is more likely to increase.

Not necessarily, though you can certainly use one. What you will you need is a Visa or MasterCard debit or a credit card issued in South Africa.

We’ll have you checking out before you know it.

We verify your contact details at sign-up and our worker-bees revert within minutes so you don’t miss out on your shopping experience. We recommend that you sign-up before you go shopping though, just to ensure you’re good to go!

Once you’re all signed up and simply proceed to your online store’s checkout and select PayJustNow from the payment options.

Please note the instalment plan that is presented to you once you select PayJustNow. The pay date you entered when you signed up is your instalment date when payments will be deducted. We will send you a reminder before we deduct your upcoming instalment.

Yes, simply go to the Website or App. Log-in to your account and make the payment. In fact, early payments may boost your spend limit.

PayJustNow has strict controls in place to ensure that what you share with us stays with us. PayJustNow NEVER stores your card details directly

Your instalments will always be interest and fee free as long as you pay on time. If you miss a payment, you have 24 hours to manually make a payment by logging into your account and going to the My Orders tab. We will email you a day before your payment to keep you updated on when we will collect your instalments.

If you do happen to miss a payment, we charge a late fee every time we reprocess this payment. We do this weekly, however the total of these reprocessing fees will never be more than 25% of the value of your transaction. Please refer to our Terms and Conditions for more information.

Upon sign-up you’ll be able to make one transaction.

Over time, as our relationship blossoms, you’ll be able to run as many transactions as your available spend allows. i.e. multiple/ consolidating purchases.

Establish a great track record we’ll improve your spend limit and your life. We’ll keep you up-to-date with increases in your spend so that you never feel you miss out!

• Shop: Choose your bed then add to cart and proceed to checkout. 
• Select PayJustNow: Choose PayJustNow as your payment method at checkout. 
• Register: If you are a new user, you will need to register with basic personal information. 
• Complete the purchase: Authorize the first payment, and your order will be processed.